Health Insurance – Who Needs It?

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Do you think you don’t need Health Insurance? Do you think? Your body is basically the only thing you truly own and that includes your brain. Yes, the Insurance Companies have gone crazy with the monthly premiums raising the price as high as a house payment. Keep reading to find some ways to keep your Health Insurance or at least get yourself some HI coverage, please!

No matter what state you live in these United State Health Coverage is not cheap. Try to self insure yourself and the Hospitals will not take you – you will have to go to County Hospital.

Here is a recent experience I went through with someone I know very dearly and has Health Insurance. This person is in prime health, flew to Hawaii and started having a headache, and mucous in the morning. It kept on for days. Finally when this person went to the Doctor in Hawaii while on vacation – the Doctor bill was $250. Then the Doctor prescribed 3 different prescriptions to equal approximately $350 more. With Health Insurance the out of pocket was about $50 for co-pays.

On the average most people do not frequent a stay in a hospital. Think back to when you were in the hospital last. Probably one time every 10 years, huh? Get a High Deductible PPO plan with RX coverage at least. If you are in your 20′s it is probably around $60 a month. I know someone who is their 20′s, doesn’t have Health Insurance, and just fell off a roof. Will that cause life long pain untreated? Buying a bottle of Tequila will dull the pain for the moment – but that bottle of tequila will probably cover your Health Insurance premium.

Have you heard Jim Kramer advertise his show? People without Health Insurance have the highest chance of going Bankrupt. To get your Financial House in order start with Health Insurance.

Live in California? I can help you re-quote your Health Insurance. Every year re-quote your Insurance.

Please comment with you Health Insurance stories.

www.InsuranceNOBS.com (c) 2011 Susan Rose #0767567 California

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